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Witness
Person who testifies under oath before a court, regarding what he/she has seen, heard or otherwise observed.
Premium
The money paid for an insurance policy based upon the coverage provided.
Flood Damage Title
States issue flood titles when a vehicle has been in a flood or has received extensive water damage.
Liability Insurance
Coverage for a policyholder's legal liability resulting from injuries to other persons or damage to their property.
Commission
That portion of the premium paid to the agent as compensation for his or her services.
Accident
A collision involving an automobile and anything that causes damage to the automobile, including other automobiles, telephone poles, buildings, and trees.
Insurer
The insurance company providing the insurance.
Claim
Notice to an insurer of a loss that under the terms and conditions of a policy may be covered.
Collision
Pays for damage to your car caused by a collision with another vehicle or with any other object, regardless who was at fault.
Hit and Run
An accident caused by someone who does not stop to assist or provide the required and necessary information.
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